Employer Benefits

Employer benefit solutions

Empower your business and employees with group benefits tailored to your needs. Our supplemental health, medical, life, and TDI plans help you stand out as an employer of choice while safeguarding your team’s well-being.

EMPLOYER BENEFIT SOLUTIONS

Helping Employers Build Stronger Benefits Programs

 

At EMCKA Hawaii, we work with multiple trusted insurance carriers to help employers build benefit programs that support workforce well‑being, improve retention, and strengthen overall compensation packages.

Every organization is different, so we take the time to understand your workforce and goals before recommending benefit options. Our focus is on providing meaningful benefits while maintaining flexibility and cost‑conscious solutions.

 

Employee Benefit Solutions

Employee benefits play an important role in attracting and retaining a strong workforce. We help employers explore benefit options that can be offered on an employer‑sponsored or voluntary basis.

 

Available solutions include:

 

  • Group Life Insurance

  • Term Life Insurance

  • Whole Life Insurance
  • Dental Insurance
  • Vision Insurance
  • Accident Insurance
  • Hospital Indemnity Insurance
  • Cancer Insurance
  • Long‑Term Care Insurance
  • Short‑Term Disability Insurance
  • Long‑Term Disability Insurance
  • Accidental Death & Dismemberment (AD&D)

Many employer‑sponsored plans may also offer portable coverage, allowing employees to maintain certain benefits even if they leave the organization.

 

Group Medical Insurance

EMCKA Hawaii currently offers group medical insurance solutions through Kaiser Permanente.

To provide accurate recommendations and pricing, we work directly with employers to understand workforce needs and gather the information required to obtain customized quotes.

 

Temporary Disability Insurance (TDI)

Temporary Disability Insurance (TDI) provides income protection for eligible employees who are unable to work due to a non‑work‑related illness or injury.

We offer competitive TDI solutions through established insurance carriers and assist employers in evaluating available options.

 

Employer‑Sponsored Retirement Plans

Retirement benefits help employers attract and retain talent while supporting long‑term financial security.

 

Available retirement plan options include:

403(b) Plans

Designed for:

  • Churches
  • Nonprofit organizations
  • Educational institutions
  • Certain ERISA‑qualified organizations

457(b) Plans

Designed for:

  • State and local government employees
  • Public safety personnel
  • Government hospitals
  • Educational institutions

 

Travel Insurance

Business travel can expose employees to unexpected risks and expenses. Travel insurance solutions can help protect employees traveling for:

 

  • Conferences
  • Training programs
  • Work‑related events
  • Business trips

 

Why Work With EMCKA Hawaii?

With more than 20 years of experience in life and health insurance, EMCKA Hawaii understands the challenges employers face when balancing employee needs with business objectives.

We provide:

 

  • An education‑first approach
  • Access to multiple trusted insurance carriers

  • Customized recommendations based on your workforce

  • Support for both employer‑sponsored and voluntary benefits
  • A focus on clarity, flexibility, and cost‑conscious solutions

Contact EMCKA Hawaii to explore benefit options for your organization.

 

Contact Us

To learn more about employee benefits, group insurance options, retirement plans, or TDI coverage:

Phone: (808) 224‑6916

Email: kahloo@emchawaii.com

  1. Employer-sponsored plans (group plans) may offer portability and can be provided on an employer-paid or voluntary (supplemental) basis. Ask an agent for more details.  
  2. Group plans may require a minimum participation count & key information to generate an accurate quote. Ask an agent for more details.