Employer Benefits

Employer benefit solutions

Providing Group Insurance solutions that help grow your business & take care of your employees.

LIFE

  •           Term Life
  •           Whole Life

 Life Insurance Options for Businesses & Employees:

Group Life Insurance provides employees the ability to purchase life insurance through their employer at a lower group rate.  Employers are able to tailor the policies with various options and features that meet their needs.  Policies can be offered to employees on a voluntary or employer-sponsored basis. Portability of policies is an option.

Specific information is gathered to ensure the best possible rate & coverage option is obtained for your business & employees.  EMCKA Hawaii works with various insurance carriers to provide your business & employees the best coverage possible.

Contact us for more details.

Supplemental HEALTH

  •     Accident
  •     AD&D
  •     Cancer
  •     Dental
  •     Disability (Long & Short Term)
  •     Hospital Indemnity
  •     Long Term Care
  •     Vision

Medical

  •     Kaiser Permanente

TDI

  •     Temporary Disability Insurance

A Plan for Everyone – Flexibility of Tiered Benefits

Group benefits is a wonderful way for employers to help their employees save money on the rising cost of insurance.  Employer benefit solutions provide businesses with flexibility & varying optional features that meet their unique situations. Find out how we can assist your business with group benefits solutions. 

 

Specific information is gathered to ensure the best possible rate & coverage option is obtained for your business & employees. EMCKA Hawaii quotes supplemental health insurance plans through various insurance carriers.

 

Currently, we are only able to quote group medical insurance coverage through Kaiser.  Employers must have a DOL# (Department of Labor number) to obtain a quote.  Specific information is gathered to ensure the best possible rate. 

 

Specific information is gathered to ensure the best possible TDI rate is obtained for your business. EMCKA Hawaii provides TDI quotes through various insurance carriers. 

Let us know how we can assist your company.

Contact us for more details.

retirement plans

  •          403(b) & 457(b)

Employer-Sponsored Retirement Plans

 

Retirement plans may be established by:

403(b) – Churches, 501(c) organizations – ERISA, public colleges/universities & public schools.

457(b) – Government Plan: state & local governments, police, firefighters, and government hospitals, public colleges/universities & public schools.

 Ask an agent for more details.

  • EMCKA Hawaii uses National Life Group to quote, apply and enroll individuals in retirement plans.  Please review National Life Group privacy policy.

miscellaneous

  •          Travel Insurance

Travel Insurance

 

Various information is gathered depending on the type of insurance quote requested.

Ask an agent for more details.

 

  1. Abbreviations: AD&D (Accidental Death & Dismemberment). LTC (Long Term Care). Disability (Short & Long Term or STD & LTD).
  2. Abbreviations: TDI (Temporary Disability Insurance) – For Businesses ONLY.
  3. Employer-sponsored plans (group plans) may have the option of portability & can be offered with the option of employer-paid and/or voluntary (supplemental) basis. Ask an agent for more details.  
  4. Group plans may require a minimum participation count & key information to generate an accurate quote. Ask an agent for more details.