Employer benefit solutions
Empower your business and employees with group benefits tailored to your needs. Our supplemental health, medical, life, and TDI plans help you stand out as an employer of choice while safeguarding your team’s well-being.
LIFE
- Term Life Insurance
- Whole Life Insurance
Life Insurance Options for Businesses & Employees:
Group Life Insurance empowers your business to offer employees valuable life insurance protection at highly competitive group rates. As an employer, you gain flexibility to tailor coverage with a wide range of options and features, ensuring the plan fits your company’s unique needs. Policies can be seamlessly integrated as an employer-sponsored benefit or offered on a voluntary basis—providing choice and value. Plus, employees enjoy the added convenience of portable coverage, allowing them to take their protection with them even if they change jobs.
At EMCKA Hawaii, we take the time to understand your business and workforce so we can deliver the most competitive rates and the right coverage options for you and your employees. Our strong relationships with top insurance carriers mean you get access to the best solutions and dedicated support every step of the way.
Supplemental Health Insurance:
- Accident
- Accidental Death & Dismemberment
- Cancer
- Dental
- Disability: Long/Short Term
- Hospital Indemnity
- Long Term Care
- Vision
Employer’s Medical Insurance:
- Kaiser Permanente
Temporary Disability Insurance:
- Also referred to as TDI.
A Plan for Everyone – Flexibility of Tiered Benefits:
Enhance your workplace and attract top talent with group benefits. We offer flexible plans, including supplemental health, medical insurance, and TDI—customized to fit your business and support your employees.
At EMCKA Hawaii, we take the time to understand your business and employees so we can secure the most competitive rates and the right coverage options for your team. Our connections with leading insurance carriers allow us to present a range of supplemental health insurance solutions that give your business an edge and protect your employees’ well-being.
Currently, we offer group medical insurance coverage through Kaiser. To provide you with a tailored quote, we work closely with your business and require a Department of Labor (DOL) number. Our goal is to ensure you receive the most favorable rate and a plan that truly fits your company’s needs.
We offer competitive Temporary Disability Insurance (TDI) rates from top carriers to support your workforce.
Employer-Sponsored Retirement Plans:
- 403(b) & 457(b)
Employer-Sponsored Retirement Plans:
Retirement plans can be tailored to fit a variety of organizations, offering valuable benefits that attract and retain top talent. Plans may be established by:
403(b) – Ideal for churches, 501(c) organizations, ERISA entities, public colleges/universities, and public schools seeking flexible and tax-advantaged retirement solutions.
457(b) – Designed for state and local governments, police, firefighters, government hospitals, and educational institutions, these plans provide essential retirement security for those who serve our communities.
Ask an agent for more details.
- EMCKA Hawaii uses National Life Group to quote, apply for, and enroll individuals in retirement plans. Please review the National Life Group privacy policy.
miscellaneous
- Travel Insurance
Travel Insurance
Ask an agent for more details.
- Abbreviations: AD&D (Accidental Death & Dismemberment). LTC (Long Term Care). Disability (Short & Long Term or STD & LTD).
- Abbreviations: TDI (Temporary Disability Insurance) – For Businesses ONLY.
- Employer-sponsored plans (group plans) may offer portability and can be provided on an employer-paid or voluntary (supplemental) basis. Ask an agent for more details.
- Group plans may require a minimum participation count & key information to generate an accurate quote. Ask an agent for more details.