Employer benefit solutions
Offering comprehensive group insurance solutions to support your business and care for your employees.
LIFE
- Term Life Insurance
- Whole Life Insurance
Life Insurance Options for Businesses & Employees:
Group Life Insurance enables employees to obtain life insurance through their employer at a lower group rate. Employers can customize the policies with various options and features to suit their needs. These policies can be offered on a voluntary basis or as part of an employer-sponsored plan. Additionally, portability of the policies is an available option.
We gather specific information to ensure the best rates and coverage options for your business and employees. EMCKA Hawaii collaborates with various insurance carriers to provide optimal coverage.
Supplemental Health Insurance:
- Accident
- Accidental Death & Dismemberment
- Cancer
- Dental
- Disability: Long/Short Term
- Hospital Indemnity
- Long Term Care
- Vision
Employer’s Medical Insurance:
- Kaiser Permanente
Temporary Disability Insurance:
- Also referred to as TDI.
A Plan for Everyone – Flexibility of Tiered Benefits:
Group benefits are an excellent way for employers to help employees save money on rising insurance costs. Employer benefit solutions offer businesses flexibility and various optional features to meet their unique needs. Please let us know how we can assist your business with group benefits solutions.
We gather specific information to ensure the best rate and coverage options for your business and employees. EMCKA Hawaii provides quotes for supplemental health insurance plans through various insurance carriers.
Currently, we can only provide quotes for group medical insurance coverage through Kaiser. Employers must have a Department of Labor number (DOL#) to obtain a quote. We gather specific information to ensure the best possible rate.
We gather specific information to ensure your business receives the best possible TDI rate. EMCKA Hawaii provides TDI quotes from various insurance carriers. Let us know how we can assist your company.
Employer-Sponsored Retirement Plans:
- 403(b) & 457(b)
Employer-Sponsored Retirement Plans:
Retirement plans may be established by:
403(b) – Churches, 501(c) organizations – ERISA, public colleges/universities & public schools.
457(b) – Government Plan: state & local governments, police, firefighters, government hospitals, public colleges/universities & public schools.
Ask an agent for more details.
- EMCKA Hawaii uses the National Life Group to quote, apply, and enroll individuals in retirement plans. Please review the National Life Group privacy policy.
miscellaneous
- Travel Insurance
Travel Insurance
Various information is gathered depending on the type of insurance quote requested.
Ask an agent for more details.
- Abbreviations: AD&D (Accidental Death & Dismemberment). LTC (Long Term Care). Disability (Short & Long Term or STD & LTD).
- Abbreviations: TDI (Temporary Disability Insurance) – For Businesses ONLY.
- Employer-sponsored plans (group plans) may have the option of portability and can be offered on an employer-paid or voluntary (supplemental) basis. Ask an agent for more details.
- Group plans may require a minimum participation count & key information to generate an accurate quote. Ask an agent for more details.